How to Calculate your CalPERS retirement benefits More than 1.6 million California public employees, retirees, and their families. Managing one of the largest public pension funds in the US for that many people seems daunting, doesn’t it? And if you’re a recipient trying to calculate your retirement benefits, you may feel a bit lost. But …
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How to Calculate Your CalSTRS retirement benefits If you ask a California public school teacher what CalSTRS is, they’ll likely respond that it has something to do with their retirement. But for many, that’s as much as they know. In fact, a lot of teachers that I work with have never calculated how much …
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Student Loan Forgiveness for Teachers If I were to ask you what your favorite class in high school or college was, you’ll likely recall the teacher more than the class. Teachers have an undeniable influence on education, but higher education isn’t always so kind to our future teachers. With student loans averaging in the …
How Do I Apply for a Small Business Loan? You have the idea, you have the passion, you have the work ethic, but you’re missing the capital. What are your options? Small business loans can be intimidating, make no mistake about it. But with the right information and planning, the seemingly impossible and risky can …
Why You Shouldn’t Save Your Passwords in Your Browser In light of the recent Facebook/Cambridge Analytica drama, I believe it’s important to highlight another less publicized issue that unfolded a few months ago. How many passwords do you have? Email accounts, online banking, music streaming, social media … whether you use one password or …
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Top 8 Estate Planning Mistakes Perhaps you have heard the expression: “If you fail to plan then you plan to fail.” This statement was never truer than for estate planning. By some accounts, 70% of adult Americans have no will or trust in place for their loves ones. Furthermore, others who initially did prepare …
IS IT TIME TO #DELETEFACEBOOK? Birthday reminders, family pictures, memes for that mid-afternoon comic relief, or maybe recommendations for local businesses. However you use Facebook, it’s undeniable that this social network has seeped its way into our lives, into multiple generations, and influences how we see the world. So when the news comes out …
Retirement Plans for Small Business Owners Retirement. Just one word can elicit everything from excitement for those bucket-list vacations to the stress of planning for those golden years now while you’re working and able. Perhaps you’re more worried now about your child’s education, or paying for that dream condo in Los Angeles, but the …
Want to buy a house? Here’s how to save for a down payment Thinking about buying a house within the next 3 years? Or a bit farther down the road? Timing is everything and it turns out that simple question makes a difference. According to Zillow, the median home value in Diamond Bar is $697,000. …
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