Local / State Employees

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Student loan forgiveness program guide

For many, student loans represent a significant investment in an individual’s future. Borrowing to complete an undergraduate, graduate, or professional degree program is often the only means to pay for the cost of higher education, as the price tag continues to increase at public and private institutions alike. Currently, more than 44 million Americans have …

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Will I receive spousal or survivor Social Security if I have a government pension?

Will I receive spousal or survivor Social Security if I have a government pension?   Spousal and survivor Social Security benefits. Retirement plans and government pensions. Exceptions and more exceptions. You’re a government employee and you have a government pension coming, but what about your partner’s retirement plan? You may be entitled to some of …

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Will I receive Social Security if I have CalSTRS or CalPERS?

Will I receive Social Security if I have CalSTRS or CalPERS?   If you’re a California public school teacher or public employee, you may have asked yourself this very question. In fact, I get asked it a lot from my clients. Understanding your CalSTRS retirement benefits if you’re a teacher or trying to figure out …

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How to calculate your CalPERS retirement benefits

How to Calculate your CalPERS retirement benefits   More than 1.6 million California public employees, retirees, and their families. Managing one of the largest public pension funds in the US for that many people seems daunting, doesn’t it? And if you’re a recipient trying to calculate your retirement benefits, you may feel a bit lost. But …

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