Pacific United Planning, Inc. | Our Process
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Our Process

YOU’RE UNIQUE.

No two lives are the same. Your family, your career, your goals for 5 years, 10 years down the road … all these factors make you unique, so you deserve a unique financial plan. Share your story and dreams with me and let me forge a financial path with you. I’ll guide you every step of the way and at every fork in the road. Life is a journey, but with the right knowledge, you can worry less and enjoy more.

CUSTOMIZE YOUR ROADMAP

HOW DOES OUR JOURNEY BEGIN?

First, I’ll study the financial terrain. I’ll ask you about your situation and get a good grasp of your successes and setbacks. All of those factors have led you to where you are today, and they’ll shape where you’re going.

Then, I’ll learn about your destination. What are your goals for the medium and long term? What do you want out of the future and what are your priorities?

Thirdly, I’ll map out options to reach your destination. Now that I know the terrain and where you want to go, let me lay out the possibilities and evaluate them with you. I’ll take into account those unforeseen obstacles that may appear down the road so you’re prepared for whatever life throws at you.

Next, we’ll create your unique roadmap. We’ve discussed the possible paths to reach your goals, so next we’ll agree on your best option, how to implement it, and get you on your way. Do you need a trusted expert? Allow me to coordinate that for you, too.

It’s time to embark on your journey! Think of me as your GPS. I offer everything from ongoing support and online tools to specific portfolio management. What’s most important is that you’re informed, in good company, and you have a clear destination ahead.

ACHIEVE FINANCIAL FREEDOM

HOURLY PLANNING





$200

PER HOUR






Client manages their own investment accounts

Customized investment allocation

Professional analysis

Specific financial recommendations

Second opinion

No hourly minimum

Personalized action plan

WRITTEN FINANCIAL PLAN





$2,950+

ONE-TIME


**Based on complexity**

Complementary 30-minute consultation

Complementary 2 hour initial discovery meeting

2 hour plan delivery meeting

Secure online access

Access to additional online tools

Referral to trusted experts

Personalized action plan

ONGOING FINANCIAL PLANNING



$850+

ONE-TIME

&

$300+

PER MONTH


**Based on complexity**

***Discount is available for teachers***

Complementary 30-minute consultation

Complementary 2 hour initial discovery meeting

2 hour plan delivery meeting

Follow up meetings every 6-12 months (more if needed)

Budgeting and expense tracking

Debt reduction and savings strategies

Review of employer benefits package

INVESTMENT MANAGEMENT





ANNUAL A.U.M. FEE

<$100k: 1.50%

$100k-$500k: 1.25%

$500k-$1mm: 1.00%

$1mm-$5mm: 0.80%

>$5mm: 0.50%

Can be added on to the Ongoing Financial Planning service

The Ongoing Financial Planning fee may be reduced or waived based on the amount of AUM

No minimum account size

Portfolio will be designed based on your risk tolerance and goals

Strategic and tactical asset allocation strategies

Individual stocks, ETFs, mutual funds

Portfolio monitoring and rebalancing